Against fire: this is the minimum you should have and covers you against other eventualities, such as floods and earthquake.
Against theft: it covers specific goods, which you wish to protect, such as pictures, jewelry, electronics or any other that you choose.
Full coverage: if you wish to purchase both, do it in one product as it may be more convenient for you.
Labor Risks – Home: do not forget that you must protect the personal working in your home, whether permanent or temporary.
Auxiliary and assistance services: plumbing, locksmithing, electricity, glazing, masonry, etc. There are other more sophisticated services, such as hotel accommodation, leasing or legal advice.